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Since 2008, the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas. The lenders in our data include a mix of large banks, regional banks, and credit unions. The data is updated semiweekly every Wednesday and Friday at 7 a.m. In the event of a holiday, data will be refreshed on the next available business day.

African-American. Most payday borrowers are white, but that's because white people are such a large group. African-Americans, who make up only 12% of the population, take out nearly a quarter of all payday loans. Roughly 1 in 8 African-American adults have used a payday loan in the past five years, compared to only 1 in 25 white adults.

Some states have cracked down on payday lenders by capping interest rates, but many still allow the practice unabated. The unsavory nature of the business recently led to $505 million in refunds being sent to payday loan customers who were wronged by illegal practices.