No credit checks. Pew Charitable Trusts found in 2014 that over five months a $300 payday loan would cost an Ohio borrower $680 in interest and fees, which equals an average annual percentage rate of 591 percent. While the report didn't call out Ohio as the "worst in the nation," no other state had a rate that was higher, according to the report.Our loans are flexible in terms of the amount you can borrow, with no fees. Plus, if you decide you don't need it or find a better alternative you can simply call to return the money to us within five days and not pay a penny of interest. You can even repay your loan early and save on interest, unlike some other loan providers and even banks.
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