A 29-year-old father of one who got into a spiral of debt with a payday loan from an online lender. What's the fastest way to get money and go broke all at once? A payday loan. But now there are great alternatives to getting quick cash, and they're only a few taps away on your phone. We found 9 apps that loan you money now. Here are some of the best payday loan alternatives.A licensee may charge and collect interest in respect of a loan at such daily, weekly, monthly, annual or other periodic percentage rate or rates as the agreement governing the loan provides or as established in the manner provided in such agreement and may calculate such interest by way of simple interest or such other method as the agreement governing the loan provides. If the interest is precomputed it may be calculated on the assumption that all scheduled payments will be made when due. For purposes hereof, a year may but need not be a calendar year and may be such period of from 360 to 366 days, including or disregarding leap year, as the licensee may determine.
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